That's really up to the individual consumer. It depends on what it is that they are trying to do. It has a lot to do with their credit score and credit history. If they have marginal credit, 9 times out of 10 they are going to be in a position where they have to put a little bit more money down. It makes sense because the less money that the consumer has to put down, the more risk the bank or investor is taking into that property. Again, it really depends on the individual consumer as far as where they stand with their credit and where they stand finically. It's not a necessity to put money down.
