How can I get the best home insurance rates? Research to find the best home insurance rate. Check and see what discounts you are eligible for. That is one way. In many areas, there is a roofing discount....
Having a monitored home and a monitored burglar and fire alarm system like an ADT system that is monitored can set you up for discounts as well. There are discounts for having a fire extinguishers and dead bolt locks in the home. Those are pretty big ones. And also, one more thing you can do is have your home and auto insured by the same company. That's called a multi-line discount. That is also true if you rent.
