How to Credit a Paypal Account

By Alan Kirk

  • Overview

    Paypal is an online financial service that many people sign up for to use for online shopping. You can even use Paypal to shop offline if you have one of its free Paypal debit cards. Sometimes it becomes necessary to add credits to your account to cover charges that you made or have scheduled in the near future. This is easily done by linking a bank account and using that to fund your Paypal account
    • Step 1

      Associate a bank account with your Paypal account. You can do this by clicking the link on the left-hand side of the screen to link your bank account to your Paypal account when setting it up. You must either link your bank account or provide a credit card number anyway for Paypal to verify your identity.
    • Step 2

      Select the link on the second toolbar from the top that says "add funds" once you are inside of your Paypal account.


    • Step 3

      Choose the way you wish to add funds. To credit your own account you will choose to add funds from a bank account. Select the bank account you are wanting to add funds from, and enter the amount you wish to add.
    • Step 4

      Verify that the amount you want to add and the bank account you are using are correct. You cannot change these items after you hit the OK button.
    • Step 5

      Wait for three to five business days. This is how long the transfer of funds takes to occur between your bank and your Paypal account. After that period, your Paypal account should be credited for the amount of money that you transferred from your banking account.
    • Skill: Moderately Challenging
    • Tip: Paypal will give you a five-day period to add money to your Paypal account if you ever spend more than you have in your Paypal account. This is possible if you have multiple pending transactions that have not cleared. That is a good time to use your bank account to add the credit into your Paypal account.
    • Warning:
    • Be careful when linking your bank account with your Paypal account. Make sure that you are using the correct Paypal address, it will have an "s" after the http: in the address to indicate it is a secured connection. This will reduce your risk of having your personal financial information stolen. It is also a good idea to avoid doing Paypal transaction over a wireless network that does not require a password.

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