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Step 1
Contact TransUnion and request that your credit be frozen. This can be accomplished by sending a certified letter including your full name, address, driver's license copy and social security number. Mail the letter and supporting documentation to P.O. Box 6790, Fullerton, CA 92834.
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Step 2
Contact Experian with a certified letter requesting your credit be frozen. Include your legal name, all addresses for the past two years, social security number, utility bill and a copy of your driver's license. Mail the packet of materials to Experian, P.O. Box 9554, Allen, Texas 75013.
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Step 3
Contact Equifax requesting a credit freeze. Include your name, social security number and date of birth. You should also include a copy of a recent utility bill. Make sure to send a certified letter explaining the situation and attach a police report if you are the victim of identity theft. The letter can be sent to P.O. Box 740241, Atlanta, GA 30374.
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Step 4
Make sure to include the appropriate fee with your requests. Currently, the three credit bureaus charge $10 per credit freeze. However, if you are the victim of identity theft, this fee is waved. Just make sure to send a police report to establish your claim.
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Step 5
If you need access to your credit, be prepared for delays. You will need to send a certified letter to each bureau, along with the supporting documentation you sent when making the original request. This may take a few weeks to process.
