It's not. Having money to put down probably is not the most important thing. It's how you are going to help the situation; it's not the most important thing. Having the money is going to make their terms a little bit easier. It's going to affect their monthly payments; meaning it's going to make their monthly payment a little bit lower than what they would have normally. But as far as getting into a loan with no money, there are tons of programs available. It really just depends on the individual consumer as far as what it is that they are trying to accomplish and where they are as far as their financial stabilities.
