There are actually all kinds of mortgages now. With the typical mortgage, they are going to need paycheck information; what your salary is over typically a 2-3 month period. They are going to pull a credit report to look at what debts you have. They are also going to look at your credit scores and evaluate the loan based many times on just your credit scores. There are products now that are based solely on credit scores and they don't look at your salary or income or your debt. If your credit scores are high enough, it's basically what's called a no doc loan. They don't need all of those documents. They will make the loan solely on the fact that you have such a great credit standing.
