It is hard to give a simple answer to this question because it depends on a lot of different factors. One factor is the insurance company and their willingness to settle. Another factor is the lawyer and his ability to communicate with the adjuster working for the insurance company. If you are able to communicate and prove your position, most adjusters will treat you fairly and make a reasonable offer for settlement without the claimant having to file a lawsuit. The timeframe for settlement varies with each claim, insurance company, attorney, and adjuster. I wish I could give you a simple answer, but each case is different.
