What should I do if a collection agency lawyer calls me? Tips for talking to collection agency lawyers. A creditor can certainly communicate with an attorney by telephone and attempt to resolve the debt....
A creditor can certainly communicate with an attorney by telephone and attempt to resolve the debt. I find that much of the time these debt collectors that call consumers are really not attorneys. You can imagine that most attorneys do not want to spend all day on the telephone attempting to collect debts.
They generally don't obtain seven years of higher education to just sit on the telephone and collect debts. I don't mean by saying that to demean in anyway debt collectors. Let me be clear about that. I know there are plenty of debt collectors out there that attempt to and do comply with the law and do things properly. There's noting wrong with the profession, there is nothing wrong with attempting to collect debts, there is noting wrong with someone asserting their legal rights as much as my clients assert their rights. Debt collectors, creditors, collection agencies can do the same. But generally speaking most attorneys are not going to sit on the telephone for eight hours a day just calling consumers attempting to collect debts. Most attorneys get involved at the point, which a lawsuit will be filed or a demand letter will go out. So, if a consumer receives calls, two, three, four calls a day from someone of his pretending or rather purports to be an attorney, the consumer should really take a step back and determine, is this really an attorney or am I really speaking to a debt collector who has no ability to sue me.
