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Step 1
Opt out by mail. Write letters to all four major credit unions (Equifax, TransUnion, Experian, and Innovis) detailing your intention to opt out of these credit offers, and request that your name be removed from their mailing lists. Include your name, address, phone number, and social security number.
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Step 2
Opt out by phone. Call 1-888-5-OPTOUT, which is a number run by all four aforementioned credit unions in order to make the opting out process simple and convenient. Select "option two" when prompted to skip a message about a circulating email forward (regarding the legitimacy of this service, which the message merely verifies). Select option two again when prompted in order to completely and permanently opt out of the credit offers list. Listen to the service's instructions, and follow them in order to enter your name, phone number, address and social security number.
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Step 3
Opt out on the Internet. Visit a reputable site, such as www.optoutprescreen.com, and choose not to receive offers. You can opt out for up to five years on this site. Simply enter your name, phone number, address and social security number and submit.
