How to Verify a PayPal Account

By Andrew Smith

  • Overview

    It is not necessary to verify your PayPal account in order to use the service. It only becomes a necessity when you reach the sending limit with your PayPal account. Verifying your PayPal account using your checking account has several advantages. Your checking account will serve as "backup" for any online purchases you make using PayPal. Sellers will also be able to see that you are a verified PayPal member, increasing their trust.
    • Step 1

      Begin by logging onto your PayPal account. Doing so will take you to the main page for your PayPal account.
    • Step 2

      Find and click the "Add Bank Account" link on the left side of the Web page. This will be located underneath the "Activate Account" heading.

    • Step 3

      Enter all of the required information for your bank account. You will need to type in the name of your bank, select whether the account is savings or checking and then type in the routing and account number for your bank account. You can find the routing number and account number for your account at the bottom of your personal checks or by calling your local financial institution.
    • Step 4

      Click the "Continue" tab at the bottom of the screen when you've finished. Once you have done this, PayPal will deposit two small amounts into the bank account that you entered. It could take up to 2 to 3 days for these amounts to appear in your account.
    • Step 5

      Learn the amounts of the two PayPal deposits. You can do this by checking your bank account online or by calling your bank.
    • Step 6

      Return to your PayPal account and click the "Confirm Bank Account" link.
    • Step 7

      Enter the two deposit amounts on the next screen. Once you enter the two amounts and click "Submit," your PayPal account will be verified.
    • Skill: Easy
    • Ingredients:
    • Internet
    • Checking/Savings Account

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